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About NJ CURE
"How CURE Came to Be
During the 1980s, auto insurers were reluctant to write auto insurance due to low profitability and massive legislative constraints.
In response to this crisis, Citizens United Reciprocal Exchange (CURE) was founded as a solution to the ailing auto insurance industry.
We Don't Discriminate
CURE cares mostly about how well you drive, so we refuse to adopt discriminatory income rating factors, like education, home ownership, and occupation, that most other insurers use.
Your auto insurance rate should be based on how well you drive. Drive well!
Standing up for common sense
We believe that everyone deserves auto insurance at a fair rate that is based primarily on their driving record. We strive to not only fulfill this mission, but also to educate the public in the process.
Our not-for-profit model allows CURE to continually offer affordable auto insurance to responsible drivers.