HW Financial Advisors is an independent, conflict-free, comprehensive wealth management firm without incentives or affiliations to any captive financial institution. Our approach at HWFA is unique to each individual - we have no “cookie-cutter†financial plans or packages of investment options. Our financial advisors work with you to define your priorities and objectives, to listen and understand your needs and goals and then to develop the right plan to help get you where you want to be financially. We bring the tough questions to the table, and you bring your goals. Together, we will find the answers and a wealth management plan that fits your life. Additional advisory services and fixed insurance products and services offered by HW Financial Advisors, a registered investment adviser. This communication is strictly intended for individuals residing in the states of: AZ,CA,CT,DC,FL,GA,IA,IL,IN,MA,MI,MO,NC,NJ,NY,OH,OR,PA,SC,TN,TX,VA,VT,WA. No offers may be made or accepted from any