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Welcome to Summit Mortgage! If you're looking for a mortgage loan anywhere in Oregon or Washington, then you've come to the right place. Summit Mortgage is a DIRECT LENDER. This means we loan our own money, have in-house underwriting & funding, and you'll LOVE our competitive rates and terms!!. We routinely come out better than mortgage brokers or any of the major retail banks when compared. WE CLOSE LOANS FAST ... and our rates are outstanding! I'm certain you'll be happy with what we have to offer, whether this is your first mortgage loan, or if you're an experienced homeowner. OUR CLIENTS SAY IT BEST... "Easiest and least painful refi EVER" - Jim "You met and exceeded everything I hoped for" - Rob "You will definitely have all my future business" - Dave "It's great this moved so fast" - Floyd "I'm so excited! THANK YOU!!" - Ashley (first-time-buyer) AVAILABLE MORTGAGE PROGRAMS INCLUDE: Residential and Commercial Purchase or Refinance Debt Consolidation Single-Family or Multi-unit In