American Home Lending USA, LLC specializes in offering the lowest mortgage rates and excellent customer service. Unlike our competitors, we don’t charge out of pocket expenses such as application fees with any of our mortgage products. We are a licensed lender in Illinois, Missouri, Georgia, Florida, Mississippi, Tennessee, California and Alabama. As small mortgage lender, we are able to focus on building our business through one-on-one relationships, honesty, and excellent customer service – while offering the lowest mortgage rates without the fees the big lenders charge. Since our company was founded in January 2008, we have maintained an excellent rating with the Better Business Bureau, never had a complaint, and have helped thousands of homebuyers with their mortgages. Some of our mortgage products include: VA, low rate conventional, FHA, USDA/Rural, HARP products, home equity loans (cash out), reverse mortgages (HECM), no appraisal VA Streamline refinances, FHA 203K/home impro