Banks only want to make money for themselves. Why put up with outrageous fees and hidden charges if you don’t have to? At Academic, our members are our shareholders! This means all of the money collected as interest on loans or fees are grouped together and given back to you (the shareholder) in the form of higher dividend returns on savings accounts and lower interest rates on loans products. With access to over 50,000 FREE ATMs, unbeatable low interest rates, and a super convenient mobile banking app for your smartphone, we won't just save you money... we'll save you time! Our field of membership includes: Pace University, Manhattan College, College of Mount St. Vincent, St. Thomas Aquinas College, Pratt Institute, New York Law School, The New School, Mercy College, Sarah Lawrence College, Ethical Culture Fieldston School, Iona College, Fordham University, St. Bernards, Riverview Nursery School, Manhattan School of Music, STAC Alumni Association, SLC Student Body, Iona Preparatory